Whether or not California health insurance is required, it would still be a good idea to purchase insurance for yourself and your family. Now health insurance is required by law and can cost you and your family quite a bit of money if you do not have it. However all is not lost if you haven’t purchased health insurance yet, there are many online resources that will provide you with the ability to apply for health insurance through the state and federal governments. This ensures you have insurance and can remove many excuses as to why people don’t have insurance.
Where to Go
There are hundreds of individual policy providers for California health insurance that would be more than happy to accept your business. However you can also find information about various policies and companies you can purchase policies from. This not only makes it easier for you to find your insurance policy, but become more knowledgeable about the various insurance types and the variety of things it covers. You can also ask for quotes for your health insurance to ensure you are getting all the coverage you need in one place rather than getting multiple policies.
You can always find more information about California health insurance on the state website, however the best way to learn about each policy or provider is to look at reviews to gain more information about the company themselves. If a company has a bad reputation and doesn’t pay for procedures, you will obviously want to avoid getting insurance from that provider. You can also ask around for information on policies that your friends and family members have to learn more about the other companies that are out there. Plus, word of mouth is the best way to get information about any company.
Choosing to purchase California health insurance is completely up to you, however it is in your best interest to ensure that your family and you are covered to avoid insane fines around tax time each year. And if you didn’t have insurance last year and didn’t think the fine was that bad, the fines are said to be increasing each and every year. This means the amount you will pay this year compared to last year will be quite a bit more expensive and could cost you part of your tax return.